Follow this article and find out everything about the new rules.
Summary
Green and Yellow House or My House My Life?
MP of My House My Life: understand
Tracks from the program My House, My Life
How did the My House, My Life 2023 program turn out?
1. Increase in subsidies for property purchases
2. Interest rate for property financing
3. Maximum value of the financed property
Current goals and next steps of the program
Live brings together industry names to discuss the topic
Do you already know CV CRM?
Green and Yellow House or My House My Life?
Over the past four years, we have changed the name “Minha Casa, Minha Vida” to “Casa Verde e Amarela”. The renaming was part of the latest updates to the housing program, and brought with uk email lists some strategic changes to the project.
My Home, My Life (MCMV) Green and Yellow House (CVA)
Launched in 2009 by the Brazilian government with the aim of facilitating access to housing for low-income families. Divided into four income brackets (1, 1.5, 2 and 3), which define the amount of the subsidy and the type of financing possible. It offers different resources and interest rates for the purchase of new or used properties. Launched in 2020 as a replacement for MCMV, with the aim of expanding access to housing and promoting improvements in urban and rural areas. It proposes changes to the criteria and values of income brackets. It includes land regularization actions, improvements in precarious housing and urbanization of informal settlements.
The table above presents just some of the various features of the programs. With the changes proposed by the Casa Verde e Amarela program, developers had to adapt to the new reality and stay on top of everything that changed .
However, the primary version of the housing program will return in 2023 under the new government plan, and it is no longer the same as before. There are many new features of Minha Casa, Minha Vida to look out for when selling and answering customer questions.
MP of My House My Life: understand
On June 13, 2023, the Senate Plenary approved Provisional Measure (MP) 1,162/2023, referring to the resumption of the Minha Casa, Minha Vida housing program to the detriment of the Casa Verde e Amarela program. The measure was approved in the form of Conversion Bill (PLV) 14/2023. (Source: Senate Agency )
With the proposals approved, the program will be regulated by the end of June. Therefore, the new rules should be gradually implemented over the course of the following month.
Tracks from the program My House, My Life
The bands are nothing more than different levels of monthly family income. Each band represents a spectrum of income that varies from the lowest, band 1, to the highest, band 3. These bands have also been updated. See:
Band 1: monthly family income of up to R$2,640;
Band 2, monthly family income from R$2,640.01 to R$4,400;
Band 3, monthly family income from R$4,400.01 to R$8,000.
How did the My House, My Life 2023 program turn out?
The program has changed, as have some of its rules. Among the main new features of Minha Casa, Minha Vida, the following stand out: an increase in the subsidy for purchasing a property, a reduction in interest rates for families with incomes of up to R$2,000, and an increase in the maximum value of the property for bracket 3.